Clay The Worker

I've done a lot of work and want to share my experience and knowledge.

Clay The Worker


What You Should Know Before Importing or Exporting In Australia

Imports and exports are a great way to build your business especially if you are catering to a specific niche. However, before you start, it is important that you familiarise yourself with Australia's import and export law since this is a highly regulated field into the country. The last thing you need is to hear that your cargo has been confiscated or confined because you did not take the time to study and understand the rules and regulations involved. Here are a few important facts you need to know if you are new in the import and export business.

First of all, make sure you know and understand quarantine regulations. It is no secret that quarantine regulations in Australia are quite stringent but this is because the country is fighting to keep pests and diseases at bay that could threaten the country's bio-security for industries such as fishing and agriculture. You can search the government database to familiarise yourself with quarantine regulations. This research will also help you acquire permits in case you require clearance and calculate feels and charges. However, all these could be avoided by employing the use of a customs broker who could do all these while you concentrated on other vital parts of your business.

Secondly, use your common sense. One of the biggest mistakes newbies make is going at it alone which is something you want to avoid in this business. There are a lot of people involved in importing anything. Importing requires a team effort. There is a lot of complex paperwork associated with international shipping and it takes years to become a professional customs broker. This is because you need to study and understand all the rules and regulations related to imports to Australia as well as other countries or origins and destinations. For this reason, even for freight forwarding in Australia, you need to work with multiple people and find a freight forwarder like the one found here if you want to do this the easy way. I'm not trying to overstate the complexities, importing and freight forwarding is complex.

Finally, understand Australian customs requirements for imports. The first major mistake people make is thinking that quarantine and customs clearance are one and the same thing. However, the two are very different and both need to be meticulously completed in order to get your goods to your warehouse. Quarantine applies to most foodstuff and chemicals which includes industrial cleaners, plastic, solvents among others. Custom clearance applies only after your goods have received the all clear from quarantine. 

You may also need to employ an accountant who will look after your business affairs as they are familiar with the Australian Taxation Office regulations ensuring that they will not only look after you interests but also ensure compliance.

In the event that you are playing for the other side of the import export trade, then you have to understand the rules in this as well. Another mistake people make is assuming that since they already know import laws then that automatically qualifies them as experts in exports as well. So, be sure to study export regulations as well and also prepare and understand the risks associated with exporting. These risks include foreign exchange, political environments, shipping and legal issues. You need to integrate these risks into your business decisions before you move forward.

How To Find The Venue That Is Right For You

Finding the correct venue for your occasion can be a confusing and difficult process, but if you break it down then you can easily find a venue to suit your needs and keep your attendees happy.

Step 1: Define your purpose

As always when embarking on a new undertaking, one must begin with a clear vision. Before looking at venues, remind yourself what it is you hope to accomplish with the event and take the time to create an outline of how your venue must help you fulfil those purposes.

Here are examples of what this might look like for two different functions:

Event: Annual Conference

Objectives: celebrate a successful year; encourage, motivate, and excite employees

Venue Requirements:

Must provide a lively and energetic environment.

Must facilitate engaging activities.

Must not be dull or ordinary.

Event: Digital Marketing Seminar

Objectives: impart knowledge in a way that is purposeful and memorable


Must be in a quiet environment.

Must facilitate focused learning.

Must have wifi and outlets for attendees’ laptops.

Must not have noise or distractions.

Once you have outlined the most important things you need from your venue in order to get exactly what you want out of your event, you will be one step closer to finding the room that is exactly right for you.

Step 2: Consider the scope of your function

If you are organising a function in Sydney, the questions to ask yourself include how many people will be invited, what ratio of attendance do you expect from the invitees and do you require only one function room or multiple rooms to spread out your event, if you are unsure you can always consult with this company about your function room requirements. They offer locations in Melbourne, Brisbane and Sydney so I recommend you check them out if you are organising a function in the area. Once you have answered those previous questions you will know the venue capacity required for your conference or function, which will help you make your final decision down the line.

Step 3: Determine your budget

One of the most important questions when booking a venue is how much money you are willing to spend. Finding the venue that is right for you means selecting a location that doesn’t exceed your budget.

As you determine your budget, it is important to remember what you hope to accomplish with your event and to give yourself room enough to do so successfully. This will help you make decisive choices in the remaining steps.

Step 4: Ascertain an ideal location and search the map for available venues

When selecting an ideal location, we must balance two prime factors: excellence and convenience. Likely, it will be most convenient to choose from venues that are most accessible to the organisers and attendees. However, having considered where the majority of your attendees will be coming from, it may be worthwhile to look at venues that are farther away--if they can facilitate a more excellent function. What you must consider here is how far you are willing to go for such a venue. Once you have determined your range, you can easily search the map for venues in this area.

Step 5: Read reviews and make contact

Having considered your budget and location and searched for venues, you can now put together a list of places with the potential to meet your needs. Once you have narrowed it down to a few venues that can help you meet your main objectives, cater to the scope of your event, fit within your budget, and are well-located to suit your needs, you should take the time to find and read reviews from others who have booked it before you. If the reviews are satisfactory, contact the conference room service to secure your conference venue in Sydney and start getting prepared for the meeting. Perhaps try visit the venue beforehand to get an understanding of how everything will be displayed and what the atmosphere will be like.

Step 6: Select the venue that is right for you

Now that you have found the venues with the most potential, selecting the perfect one should be an easy task. Remember that the most important thing is choosing the venue that helps your function fulfill its main objectives. Find the venue that can do that for you, and if the budget and location are within an acceptable range, this is the one for you.

Motorcycle Transportation

The rate at which vehicle transportation has increased in recent times is not surprising, this can be attributed to the increase in the amount of vehicle owners. This also has led to creation of new services to cater for this increase, now we have more car removalists whose duty cannot be underestimated.

They help in reducing the cluster of abandoned vehicles and are also great in offering freight services for damaged or smashed cars. Car and motorcycle transportation within a state or interstate car transportation has also increased significantly as more and more people desire to move their vehicles to their preferred destination without the associated stress. Amongst this rise, the vehicle with the highest growth has been the motorcycle. According to studies in 2017, motorcycles usage saw a 22% increase in 2017 alone.

So the question now is how do you get the right motorcycle transport specialist that will provide excellent service without putting you through undue stress? There are a few pointers to note when selecting a motorbike transport specialist; you have to choose whether you want an enclosed trailer or an open one. Each has its own advantages and disadvantages, enclosed trailers offer more security for your motorbike during transportation but are costlier while open trailers offer less protection but are relatively cheaper than their enclosed counterparts. Some transporters even go as far as having cockpit surveillance cameras in their vehicles so you can monitor your prized possession during the trip wherever you are on your laptop or from your mobile phone.

Another thing to note is if your motorcycle carrier would need you to come to their depot to pick or deliver your bike or if they will come right to your door step to get it. There are also various websites that offer transport carrier feedback which you can check for customer reviews, go through their profile beforehand to get firsthand information of how they treat their customers before you engage their services. Do not forget to check if they provide insurance cover for motorcycle and for items on the bike. Also, some motorcycle carriers take charge of all the paperwork and the needed permits you having to go through such stress.

The next thing to take into consideration is the cost of transporting your bike, some carriers charge a fixed price while others may charge per kilometre, it's best that you find out what works best for you before you decide to transport you organise your motorcycle transport, especially if you are planning an interstate move. You may also find these services do not often use a fixed cost as it can change depending on various factors like travel conditions, the present state of the bike and most importantly the distance.

When you want to prepare your vehicle for either interstate transport or local transport, make sure you thoroughly inspect the motorcycle and note any damage(s) incurred before transportation, you can go as far as taking photos before you ship the bike. This will invariably reduce the stress when you want to collect your bike. Immediately your shipment lands, do a thorough inspection on the bike and compare it with what you noted before shipment.

Most of the time, your bike arrives exactly the same way you shipped it, but it is safer and advisable to correct any issue you notice once the bike arrived. If you find any dispute, alert the carrier as they already have laid down guidelines for an insurance claim.

Why Hire a Mortgage Broker for a Bad Credit Home Loan

It’s not easy to secure a mortgage if you have a bad credit score. However, hiring a mortgage broker can help you secure a loan much faster and easily as well.

How do I get mortgage despite my bad credit score

When you are using a mortgage broker they will ensure that they search the complete market to get the best mortgage deal for you. They will offer you valuable and experienced advice for all your current requirements. Pus the guidance which you get from their expert advice is enough to help you secure loan on your terms.

What factors contribute to a bad credit score?

The credit score is usually calculated as a whole and cannot be attributed to just one or two factors. There is a series of information which would contribute towards your credit score.

A person who is not on the electoral roll will have a bad impact on the credit score

Court records either new or previous

A history of defaults and missed payments

If you have changed addresses and failed to mention it, it would again reflect on your credit score

Previously declined credit applications

Your debt which you currently owe and the amount which remains to be repaid

Though you may try to improve you credit score but any lender who wants to offer you a loan would be taking a record of the previous six months at least. However if you have time on your hands you may try to improve your credit score but for someone who’s pressed for time, hiring a mortgage broker is the best way to go about it.

A mortgage broker knows certain lenders who are more sympathetic towards people with a low or bad credit score. Their good relationship with these lenders enable them to help you secure a loan, just when you had given up all the hope of getting one.

Loan to value for bad credit mortgage

Lenders use the loan to value ratio for determining how much mortgage an individual can get in lieu of the property. In simple words it helps determine how much deposit you need to pay in order to secure the mortgage. For people with a bad credit score it is relatively important that the loan to value ratio is relatively small because the less amount you need to borrow the more are your chances of securing a mortgage.

The amount which you would be allowed to borrow needs to be determined by the lender. Factors like your income, your ongoing credit commitments and the number of dependents you have all play a major role.

All in all the lender wants to assess whether you would be able to repay the loan on time. However this may vary from lender to lender and that is exactly why you need to use a mortgage broker to help you secure a mortgage especially if you have a bad credit score.

Facts About Teeth Whitening

Tooth whitening (used interchangeably with tooth bleaching most times) involves either attempting to whiten the teeth better than it was before or to restore the teeth back to its natural colour. It simply means bleaching the teeth so it becomes lighter

There are various things that cause stains in the teeth over time. These are stains caused by our personal eating and drinking habits, they are referred to as extrinsic factors e.g. drinking alcohol, red wine, beverages like tea, coffee, smoking and tobacco use, spicy foods and other foods like chocolate, ketchup etc., all have a way of affecting the teeth color adversely. Tartar and calculus can also accumulate and darken the teeth over time

The natural color or shade of the teeth can be restored by simply removing these extrinsic stains either through improved oral hygiene at home or by polishing the teeth which is done by a dentist. Various whitening products can be gotten from a dentist like trays, over the counter gels, whitening toothpastes etc.

How the teeth is whitened

The dentist uses a whitening to improve the coloration of the teeth without changing the structure whatsoever. A light source aids and accelerates the ions in the gel producing faster results, when used properly, the results are dramatic. Actual results may vary, but usually an improvement of three to eight shades will be achieved.

Note that whitening treatment cannot be performed on a customer that is pregnant or nursing, allergic to silicone or peroxide, or has untreated oral issues.

The patient is handed a self-adhesive bib and a fingertip brush up to use, the blue side which is the rough side is used to clean the teeth in order for best adhesion of the gel. While brushing it is important to brush only the teeth and to be careful not to irritate the gums.

The dentist uses the shade guide to match the color of the patient’s teeth to a color on the shade guide. The tip of the vitamin E swab is removed which is marked with a red line, holding it upright so that the liquid does not pour out. The swab is then handed to the client and they’re made to run the swab along their gum line and lips for protection.

If using the silicone impression mouthpiece, the patient slowly but firmly bites into the silicon to get a good impression, the patient is urged to slightly rock the impression back and forth to create just a little space for the gel. After that, the impression is removed from the mouth into a tray once the impression has been made.

Using the syringe, the dentist places a small amount of the whitening gel into the front of the impression, on the top and the bottom of the tray. It is important that there is enough gel to surround each tooth but not so much that the gums are needlessly exposed to the whitening agent. The tray is then placed into the patient’s mouth.

The L.E.D timer is set to the desired length of time, the L.E.D light is turned on and adjusted to approximately one to two inches from the patient’s mouth. When the time has expired, the LED light is removed and the mouth tray is also removed and placed into the bowl.

The dentist then gives the patient a cup of water to swish and spit it into a cup or a sink if available. The patient is handed another brush up to remove any residual gel that must’ve been left behind. After this the procedure is complete and patient is advised to refrain from drinking coffee tea or red wine for at least 24 hours. The rule of thumb is that anything that will stain a white shirt will definitely stain the teeth.

Conducting Verification for Licensed and Insured Locksmiths

Residential Locksmith Services

There are many reasons for hiring a locksmith who is both licensed and bonded as a professional. Many nations and states have such laws in effect. California, for instance, has a law requiring all locksmiths to undergo licensing. The state further specifies that the licensing should only be carried out by the Bureau of Security and Investigative Services.

Collecting Identification Information

When licenses get issued to bonded locksmiths, identification details are collected by security agencies of government. These also collect information pertaining to fingerprints for each locksmith who gets bonded. It clears the professionals of any criminal background. This affords the person benefitting from locksmith services assurance of dealing with a legitimate professional. It assures that such bonded locksmith employ their skills and craft for ensuring protection.

Avoiding Incompetent Locksmiths

Many locksmiths in the field offer their services without first being subjected to the requisite licensing procedure. Such practitioners are oftentimes inexperienced and rather unprofessional in their operations. Some of them end up defrauding their clients and interfering with their alarms, while offering them misguided counsel concerning their security concerns. It is critical to avoid consulting with such service providers, who oftentimes come off as being very greedy.

Obtaining Professional Services

Only a locksmith who is licensed is able to provide someone with competent support. The professional can also offer recommendations in relation to your security requirements, security systems as well as security solutions. These could be physical and electronic too in relation to the home. Large companies for security services also provide this kind of advice. The most professional firms will provide the details of an around the clock locksmith service located in your area so that customers, even from Ringwood you will have the confidence that they will always be around when you need, for more information on Ringwood locksmiths visit this page.

Definition of Licensed Locksmith

A licensed locksmith is one who has undertaking the requisite filing of paperwork. The paperwork need be filed with state and at times agencies representing federal government as well. The locksmith receives an operating license as official bonded locksmith following such action. It is thus critical to ask locksmiths for their license number before contracting them for work.

Definition of Insured Locksmith

An insured locksmith is one who has obtained liability insurance, which comes at a cost. This form of insurance protects both locksmiths along with their clients against accidental damage to life or property. This is much similar to car insurance. Hiring a mobile locksmith who is insured ascertains safety of property, work and life, even when you are searching for the nearest emergency locksmith make sure that you ensure that the locksmith is insured to provide services in your area.

Definition of Bonded Locksmith

A locksmith gets bonded after paying a fee, which is rather nominal to bonding companies. The bonding company offers a guarantee to such locksmiths after they pass through background checks. It specifies that they would reimburse a certain amount of cash previously agreed upon, in case an accident happens. They then modify the situation before fixing the problem. Bonding is very similar to insurance and offers the client added protection.

The majority of large industry organizations provide bonding for locksmiths within their respective areas. ALOA or Associated Locksmiths of America provides bonding to its members. One may also conduct individual research for a locksmith who is duly licensed. It is vital to acquire this information as it enables you make a wholesome determination when selecting a locksmith to offer assistance in your security needs. You may consult with professionals who are skilled in installing security hardware such as deadbolts along with access control systems. Such service providers have the expertise of how to access your car without compromising its locks if you get locked out by accident.